About Us



Empowering Dreams, Driving Growth
At STACD, supporting the small and mid-sized business (SMB) community is more than just our mission—it’s our passion. We take pride in helping YOU fund YOUR dreams, drawing inspiration from the determination, hard work, and perseverance you bring to building something extraordinary.
Our commitment runs deep. We’ve invested countless hours and significant resources to implement innovative technologies and assemble a team of experts dedicated to serving your needs. Like your business, our work is never finished—there’s always a new solution to create, a smarter tool to refine, or an idea to bring to life. Every initiative we undertake is aimed at helping you achieve your goals and sustain your success.
Meet the Team Behind STACD’s Vision

Tom Adams
Tom Adams brings decades of experience in sales management, business development, and strategic planning to STACD LLC. As the driving force behind our innovative approach to business credit stacking, Tom’s leadership has empowered startups and small businesses to access capital efficiently and responsibly.
From 2020 to 2024, Tom led FAB Consulting Services, generating over 75% of LenCred’s monthly sales revenue through a successful in-house sales organization. His career is defined by scaling international sales teams, launching new product lines, and creating programs to help business owners navigate financial challenges. Tom’s entrepreneurial spirit and deep understanding of small business financing make him an invaluable leader at STACD.
Bill O’Connor
With over 40 years of entrepreneurial experience across healthcare, technology, finance, and real estate, Bill O’Connor brings unmatched expertise to STACD as VP of Marketing. His career includes managing nursing homes, co-founding tech ventures, and contributing to industries like cannabis, hemp, and manufacturing. Bill’s talent for identifying innovative solutions and implementing impactful programs ensures STACD’s offerings resonate with the businesses we’re committed to serving.

Advisory Board: Industry Leaders Driving Innovation

Anthony Kleine
Anthony Kleine, a renowned expert in sales leadership, offers over two decades of experience building and scaling sales teams across diverse industries, including small business finance, digital marketing, and SaaS. Starting in door-to-door sales, Anthony has become a trusted mentor for sales professionals and business owners, helping them navigate challenges and achieve sustainable growth. His guidance is a cornerstone for STACD’s focus on empowering businesses to thrive through tailored financial solutions.
Tom Gazaway
As the founder and President of LenCred, Tom Gazaway is a trailblazer in small business financing. Since 2008, his innovative leadership has revolutionized how startups and small businesses access funding. Tom’s introduction of the LenCred Technology—a fully compliant, instant decisioning platform—has made business financing simpler and more accessible for entrepreneurs nationwide. With expertise as a FICO® Pro and Certified Credit Expert Witness, Tom’s insights and experience are invaluable to STACD’s mission of driving innovation and growth.

Our Commitment to You
At STACD, we value excellence and take satisfaction in knowing that the work we do helps you achieve your goals. Our Funding Strategies are designed to meet your needs today while positioning you for future opportunities.
We’re here to help. Whether you’re seeking low-cost financing or comprehensive guidance on navigating the complexities of small business credit, STACD is your partner in success. With a team of dedicated leaders and the wisdom of a seasoned advisory board, we’re equipped to help you focus on what matters most—growing your business and achieving your vision.
Together, let’s turn your dreams into reality.